Anti-Money Laundering (AML) Policy at Wolf Winner Casino

Wolf Winner Casino is committed to maintaining the highest standards of integrity, transparency, and regulatory compliance. This Anti-Money Laundering (AML) Policy outlines the procedures and controls implemented to prevent the use of the platform for money laundering, terrorist financing, fraud, or any other unlawful financial activity.

Operating in accordance with applicable Australian regulatory requirements and international best practices, Wolf Winner Casino applies robust Know Your Customer (KYC) procedures, transaction monitoring systems, and reporting mechanisms. Compliance with AML obligations supports a secure gaming environment and protects both the operator and its customers from financial crime risks.

Objectives of the AML Policy

The primary objectives of the AML Policy at Wolf Winner Casino are:

• To prevent the platform from being used for money laundering, terrorist financing, or other illicit activities.
• To identify and mitigate risks associated with financial crime.
• To ensure full compliance with applicable Australian anti-money laundering and counter-terrorism financing legislation, including obligations overseen by the Australian Transaction Reports and Analysis Centre (AUSTRAC).
• To establish clear procedures for verifying customer identity and monitoring transactions.
• To maintain accurate records and ensure appropriate reporting of suspicious activity to relevant authorities.

The casino adopts a risk-based approach, meaning that customer relationships and transactions are assessed according to the level of risk presented. Enhanced due diligence measures are applied where higher risks are identified.

Customer Identification (KYC)

Wolf Winner Casino applies comprehensive Know Your Customer (KYC) procedures to verify the identity of all players. Identity verification is mandatory before certain financial thresholds are reached, prior to processing withdrawals, or when risk indicators are identified.

Identity Verification

Customers may be required to submit the following documentation:

• Government-issued photo identification (e.g., passport or driver’s licence).
• Proof of residential address (e.g., utility bill or bank statement issued within a specified timeframe).
• Proof of payment method ownership, such as copies of payment cards or electronic wallet confirmations.
• Additional documentation where required for enhanced due diligence.

All documentation is reviewed for authenticity and consistency. Verification processes may include electronic identity verification tools and database cross-checks.

Enhanced Due Diligence

Where higher-risk factors are present—such as unusually large transactions, complex payment patterns, or geographic risk—Wolf Winner Casino may apply enhanced due diligence measures. These may include:

• Requesting additional documentation regarding source of funds or source of wealth.
• Conducting more detailed background checks.
• Applying closer monitoring of ongoing account activity.

Accounts remain subject to ongoing monitoring even after initial verification is completed.

Ongoing Customer Due Diligence

Customer information is periodically reviewed to ensure accuracy and relevance. Players may be asked to update documentation if information changes or if required by regulatory obligations.

Failure to provide requested documentation within a reasonable timeframe may result in temporary suspension or restriction of account functionality.

Transaction Monitoring

Wolf Winner Casino implements structured transaction monitoring systems designed to detect unusual or suspicious activity. These systems assess financial transactions in real time and retrospectively, identifying patterns that may indicate potential money laundering or other financial crimes.

Monitoring Mechanisms

• Review of deposit and withdrawal volumes.
• Identification of rapid movement of funds without legitimate gaming activity.
• Detection of structuring or fragmentation of transactions to avoid reporting thresholds.
• Monitoring of multiple accounts potentially linked to the same individual or payment instrument.
• Evaluation of payment methods associated with elevated risk.

Automated monitoring tools are supplemented by manual review conducted by trained compliance personnel.

Risk-Based Controls

• Unusual frequency or size relative to player profile.
• Activity inconsistent with historical behavior.
• Use of multiple payment methods without clear rationale.
• Geographic risk factors associated with restricted or high-risk jurisdictions.

Where suspicious activity is identified, the account may be temporarily restricted pending further investigation.

Reporting and Record-Keeping

Suspicious Matter Reporting

Where there are reasonable grounds to suspect that a transaction or activity is linked to criminal conduct or the financing of terrorism, the casino submits a Suspicious Matter Report (SMR) to AUSTRAC in accordance with statutory requirements.

Such reporting is conducted confidentially. Customers are not informed of the submission of a suspicious activity report, in accordance with legal restrictions on tipping-off.

Threshold Transaction Reporting

Where required by law, threshold transaction reports may be submitted to the appropriate authority for transactions that meet or exceed specified reporting limits.

Record Retention

Wolf Winner Casino retains records of customer identification documentation, account activity and transaction history, risk assessments and due diligence measures, and reports submitted to regulatory authorities.

Records are securely stored for the minimum statutory retention period as required under applicable Australian legislation. Data protection controls are applied to ensure confidentiality and integrity of stored information.

Compliance and Cooperation

Internal Controls

• Appointment of a designated AML Compliance Officer.
• Ongoing staff training in AML and KYC procedures.
• Internal risk assessments and policy reviews.
• Independent review of compliance processes where appropriate.

All employees involved in financial operations are trained to identify potential indicators of suspicious activity and to escalate concerns to the appropriate internal authority.

Cooperation with Authorities

Wolf Winner Casino cooperates fully with competent regulatory and law enforcement authorities in Australia and internationally. Upon lawful request, relevant documentation and information may be disclosed in accordance with legal obligations.

The casino also adheres to applicable sanctions regimes and ensures that no services are provided to individuals or entities subject to financial sanctions.

Restricted Jurisdictions

Accounts from jurisdictions identified as high-risk or subject to international sanctions may be restricted or prohibited. The casino maintains procedures to screen customers against relevant sanctions and politically exposed person (PEP) lists.

Player Responsibilities

• Provide accurate and complete personal information during registration.
• Submit valid identification documentation upon request.
• Ensure that payment methods used are lawfully owned and controlled by the account holder.
• Refrain from engaging in fraudulent, deceptive, or unlawful financial activity.

Failure to meet these obligations may result in account suspension, refusal of transactions, or permanent account closure.

Players are responsible for ensuring that funds deposited originate from legitimate sources. The casino reserves the right to request documentation supporting the source of funds where necessary.

Conclusion

Wolf Winner Casino is committed to preventing money laundering and financial crime through comprehensive policies, procedures, and oversight mechanisms. By implementing rigorous KYC verification, continuous transaction monitoring, structured reporting processes, and active cooperation with regulatory authorities, the casino maintains compliance with applicable Australian AML and counter-terrorism financing requirements.

This AML Policy reflects an ongoing commitment to lawful operation, transparency, and the protection of the financial system and all platform users.